Terms and Conditions

Last Updated:

Oct 10, 2025

Welcome to ClearAdvance (“we,” “us,” or “our”).
By accessing or using our website, application form, or services (collectively, the “Services”), you agree to these Terms and Conditions (“Terms”).
If you do not agree, please do not use our Services.

1. Nature of the Service

ClearAdvance provides non-recourse advance funding to individuals waiting on verified settlements, insurance claims, or other approved payouts.
Funding from ClearAdvance is not a loan. Repayment is due only if you receive the underlying payout.
If your payout does not occur, you owe nothing.

2. Eligibility

To apply for funding, you must:

  • Be at least 18 years old (or legal age in your jurisdiction);

  • Have a verifiable pending settlement, claim, or payout;

  • Provide accurate and complete information during your application; and

  • Authorize ClearAdvance to communicate with your attorney, insurer, or representative to confirm case details.

We reserve the right to approve or deny funding at our sole discretion.

3. Funding Agreement

Upon approval, clients receive a Funding Agreement outlining:

  • The approved advance amount;

  • Any applicable fees or purchase rates;

  • The repayment terms, if the payout is received.

You must review and sign the Funding Agreement before funds are released.
If your payout is lost, delayed, or reduced below the amount advanced, repayment is limited to the recovery as defined in the agreement.

4. Fees and Costs

All fees and charges are clearly disclosed before you accept any funding.
ClearAdvance does not charge hidden, back-end, or compounding fees beyond what is listed in your signed Funding Agreement.

5. No Legal or Financial Advice

ClearAdvance is not a law firm or financial advisory service.
We do not provide legal, tax, investment, or accounting advice.
Please consult your attorney or financial advisor for professional guidance on your case or finances.

6. Privacy & Security

We use industry-standard encryption and data protection measures to secure your personal information.
We do not sell or share your data with unrelated third parties.
You can learn more in our Privacy Policy.

7. Limitation of Liability

To the fullest extent permitted by law, ClearAdvance and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of our Services.
Our total liability shall never exceed the amount of fees paid to ClearAdvance in connection with your Funding Agreement.

8. Dispute Resolution

All disputes or claims related to these Terms or our Services will be resolved by binding arbitration in the United States, under the rules of the American Arbitration Association.
You waive your right to participate in a class action or jury trial to the extent permitted by law.

9. Governing Law

These Terms and your use of ClearAdvance’s Services are governed by the laws of the United States, without regard to conflict-of-law principles.

10. Changes to Terms

We may update or modify these Terms at any time. Updates will be posted on our website with the “Last Updated” date above. Continued use of our Services constitutes your acceptance of any revised Terms.

11. Contact Us

If you have questions about these Terms or any aspect of ClearAdvance’s Services, contact:
📧 support@clearadvance.fund